Freelancers
Design, writing, development, photography. Quote the job, take a deposit, and invoice the balance without leaving your phone.
Who it suits
For people who invoice themselves
If getting paid currently means asking someone to remember a bank transfer, this is the part Atlas Pay replaces.
Creators
Sell a preset pack, take commissions, or put an open-amount link in a bio so an audience can tip what it thinks the work is worth.
Tutors and coaches
Charge per session with a link, or put a weekly or monthly block of lessons on a subscription so the billing stops being a conversation.
Drivers and delivery
Show a code on your screen at the end of the trip. The passenger scans it with a phone camera and pays by card — no change, no chasing.
Sellers
Market stalls, pop-ups, resellers, and anyone selling from a social account. One code covers a whole day of customers.
Not sure you count?
If somebody owes you money and you would rather they paid by card than by promise, you are in the right place.
Ask us
No storefront required
Taking cards without a shop to put them in
A card payment normally assumes a premises, a terminal, and a merchant setup behind it. Atlas Pay assumes a phone.
None of this is a prerequisite
- A card terminal to rent, carry, charge, and keep within reach of a signal.
- A website with a checkout on it, or a developer to build one for you.
- An app your customer has to install, or an account they have to create before they can pay you.
- A monthly subscription before you have earned anything. The Free plan costs nothing a month.
An account, an ID check, and a bank account
- A profile you set up once, from the mobile app, the merchant portal, or the desktop app.
- An identity check, which is what turns an account into one that can actually receive money.
- An eligible local bank account in one of the 28 countries Atlas Pay is live in, for the payouts to land in.
- That is the whole list. Everything after it is a link, a code, or a contract you send.
Two things worth setting up first
Let them choose the amount, or pay before you start
Independent work has two awkward money moments: the tip you would rather not name, and the job you would rather not begin unpaid. Each has a setting for it.
Open-amount links for tips
Leave the amount off the link and the payer types their own. That one setting turns a payment link into a tip jar, a donation page, a “pay what you think it was worth” button, or a way to collect a contribution towards something without deciding the number for everyone.
Works on a link or a QR code, so it suits a bio, a stream overlay, or a printed card.- One reusable link can serve an entire audience — you do not create a new one per person.
- Every payment still shows up individually, with a receipt sent by email.
Deposits before you start work
Send the agreement and the deposit request as one thing. Your customer reads what was agreed, accepts it, and pays the deposit in the same step — so the booking is held by money rather than by goodwill, and there is a written record of what was promised.
- Take a deposit now, or the full amount up front — you choose per contract.
- Delivered by email, so neither side is relying on a chat thread later.
- Send a plain payment link for the balance when the work is signed off.
Paid the same way every month? Put it on a subscription instead, with an optional free trial of any length in days.
Identity verification
What the ID check actually unlocks
It is the second of the three setup steps, and it is the one that turns an account into an account that can receive money.
Payouts to your bank
Until you are verified you cannot be paid out. Afterwards you can link an eligible local bank account and receive payouts and transfers directly.
The secure financial features
Verification is what the rest of the money side sits behind. It is a one-time step, not something you repeat for each customer or each payment.
Trust at the checkout
Your customers are handing over card details. A verified account behind the payment page is part of what makes that a reasonable thing to do.
Nobody from Atlas Pay will ask you for a card number or a password. Identity details are submitted inside the product as part of verification, and we never request them by email, chat, or phone. If something claiming to be us does, it is not us — send it to support@atlaspay.com.
Get started
Start taking card payments today
Free to download
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Live in 28 countries