Who it suits

Built for businesses that get paid in more than one way

Most of the businesses on Atlas Pay sell across a counter on Monday and over a message on Tuesday. The same account covers both.

Shops and retail

A code on the counter handles the queue, and a link handles the customer who saw the item on your page and wants it held.

Restaurants and cafés

Print one code per table or keep it by the till. Nobody waits for a card machine to find a signal before they can leave.

Clinics and practices

Charge the consultation fee before the appointment with a link, and bill the follow-up plan on a schedule you set once.

Salons and barbers

Take a deposit when the chair is booked so a no-show costs you an hour rather than an hour and the money.

Trades and contractors

Send the agreement and the deposit request together, then collect the balance the day the job is signed off.

Studios and gyms

Sell a class as a one-off and a membership as a subscription, with a free trial if you want people to try before they commit.

Agencies and consultancies

Quoted work goes out as a contract, retainers run as subscriptions, and both settle to the same account.

Something else?

If you send an invoice, hold a booking, or take money over a counter, the same five products cover it.

Ask us
Which product, when

Start from the situation, not the feature list

Five ways to ask for money. Pick the one that matches how the sale actually happens — you can use all five from the same account.

The customer is standing in front of youQR Codes

Display one code at the counter, on a table card, or on your own screen. They point a phone camera at it and pay by card. One code serves everyone all day, at a fixed amount or an amount they type in.

QR codesQR codes
The sale happens in a messagePayment Links

Make a link and send it by WhatsApp, email, social, or text — wherever you already talk to that customer. Use it once for a single order, or reuse one link for a repeat item. Set the amount, or let the payer choose it.

Payment linksPayment links
The work was quoted before it startsContracts

Send the agreement and the payment request as one step. Your customer reads the terms, accepts them, and pays — a deposit to hold the slot, or the full amount up front. It arrives by email, so there is a record on both sides.

ContractsContracts
The same customer pays again and againSubscriptions

Memberships, retainers, maintenance plans, and service contracts. Choose a price and an interval anywhere from weekly to yearly, add a free trial of any length in days, and share it as a link or a hosted checkout page.

SubscriptionsSubscriptions
You want a catalogue people can browseeCommerce

Add products and prices in the merchant portal without writing code, or build a custom checkout on the API if you have a developer. Digital gift cards sit alongside the catalogue, and payouts go to the same bank account.

eCommerceeCommerce

Already selling on WordPress? The WooCommerce plugin adds pay buttons, blocks, and checkout to a site you already run. A Shopify integration and a Chrome extension are on the way but have not shipped.

When more than one person sells

Team access comes with Pro

Free and Brand are built around one person taking payments. Pro is what you move to when a second till, a second location, or a second staff member appears.

Pro · $14.99 / month

What the plan adds

  • Unlimited team members on the account, so staff take payments under the business rather than their own phone.
  • Audit trails and full activity logging, so you can answer “who refunded that?” later.
  • CSV export for the bookkeeper, plus custom templates and higher limits.
  • The option to pass the transaction fee to the customer instead of absorbing it, and priority support.
And a lower rate

4.2% + $0.40 instead of 4.9% + $0.40

  • Free and Brand both charge 4.9% + $0.40 per payment. Pro drops the percentage on every payment you take.
  • The fee is deducted from each payment as it comes in. There is no separate bill to reconcile.
  • No hidden fees on any plan, and you can cancel whenever you like.
  • Brand sits between the two at $5.99 a month for custom branding, branded emails, and bulk emailing.

Compare every feature across Free, Brand, and Pro

Getting started

Three steps between here and your first payment

Open the account, confirm who you are, and tell us where the money should go.

1

Create an account

Set up a profile for the business so you can send, receive, and manage payments from the mobile app, the merchant portal, or the desktop app.

Business name
Blue Coast Studio
RetailCard payments
2

Verify your identity

A one-time identity check unlocks payouts and the rest of the secure financial features on the account. You only do it once for the business.

IdentityVerified
Card paymentsEnabled
PayoutsEnabled
3

Link a bank account

Connect an eligible local bank account. Payouts and transfers land there directly, so the money ends up where your business already banks.

Payout account
Local bank · •••• 4291
Confirm account

Your customer does none of this. They open a link or scan a code, pay by card, and get a receipt. There is no app for them to download and no account for them to create. Wallets such as Apple Pay and Google Pay appear automatically when the device, region, and currency qualify — otherwise the card form is there as always.

Get started

Start taking card payments today

Free to download

No monthly fee on Free

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