Virtual cards
SoonCards that exist as numbers, created for a person, a supplier, or a single purchase, and switched off again when they are done.
Card Issuing
Soon — waitlist only
Card issuing is not here yet. Get in line for it.
We are building a way to issue virtual and physical cards to your own users, with spending controls and instant issuance through the API. It has not launched, there is no beta to join, and nothing on this page is available to sign up for today. Leave your details and we will tell you when that changes.
Design preview — not released
Virtual · concept
•••• •••• •••• 2840
Cardholder
A. Grant · Field team
This cardAn illustration, not a real card
IssuedNothing yet
How to hear firstJoin the waitlist
Controls we plan to ship
Spending controls
Planned
Monthly limitCaps what a card can spend in a cycle
Per-transaction capDeclines anything above the figure you set
Merchant restrictionsAllow or block categories of merchant
Transaction monitoringEvery authorisation as it happens
Issue from your codeOne API call per card
AvailabilityNot launched
What we are building
The shape of it, as planned
This is the product we are working towards. Scope can change before launch, and none of it is available to use yet.
Physical cards
SoonA card in the hand for the people who need to buy fuel, parts, or lunch, running on the same rules as the virtual ones.
Spending limits
SoonA ceiling per cycle and a cap per transaction, set when the card is created and changed whenever the situation does.
Merchant restrictions
SoonDecide which kinds of merchant a card may be used at, so a fuel card buys fuel and not a weekend away.
Transaction monitoring
SoonSee authorisations as they land, across every card you have issued, rather than reading about them in a statement later.
Instant issuance, API-first
SoonCreate a card programmatically the moment your product needs one, so issuing is a line in your code rather than a form someone fills in.
Who it is for
Three sorts of people asked us for this
If one of these is you, say so on the waitlist. What you tell us shapes what gets built first.
Fintech startups
Teams building neobank products who need to put a card in their customers' hands without becoming a card programme themselves.
Employee expense cards
Businesses that would rather hand a limited card to a member of staff than collect receipts and reimburse them a fortnight later.
Payout cards for gig workers
Platforms that pay drivers, couriers, and freelancers, and want the earnings to be spendable rather than sitting in a transfer queue.
Waitlist
Not released
Tell us what you would issue
Joining the waitlist does not create a card programme, open an account, or commit you to anything. It puts you on the list we will contact when Card Issuing is ready to test, and it tells us which use case to build for first.
- No date promisedWe will not invent a launch date to keep you interested.
- One email, when it mattersYou hear from us about Card Issuing, not about everything else.
- Take payments meanwhileEverything else Atlas Pay does is live and available now.
Join the Card Issuing waitlist
Card Issuing has not launched. This form adds you to the list and nothing more.
Available now
If you want to accept payments today
Card Issuing is about giving cards out. These are the live products for taking money in, and you can start with any of them right now.
Payment links
Create a link, send it by WhatsApp, email, social, or text, and get paid by card.
eCommerce
Sell products online from a catalogue, with no code or with your own checkout.
Subscriptions
Bill on a repeat schedule, from weekly to yearly, with an optional free trial.
Every live product runs on the same fee: 4.9% + $0.40, or 4.2% + $0.40 on Pro. See the plans.
FAQ
Card Issuing questions
No. Card Issuing has not launched. There is no private beta, no sandbox, and no early access programme — the only thing available on this page is the waitlist.
We do not have a date to give you, and we would rather say that than pick one. The waitlist is how you will find out, and the roadmap is where we write down what we are working on.
The work is aimed at virtual and physical cards, spending controls — limits, merchant restrictions, and transaction monitoring — and instant issuance through an API-first platform. Scope may change before anything ships.
Neither. It is a name, an email, and a sentence about what you would use it for. Nothing is charged, no account is opened, and you can ask us to remove you at any time at support@atlaspay.com.
Following along? Read the roadmap for what is being worked on next.
Available today
Start accepting payments while you wait
Card Issuing not launched
Everything else is live
Live in 28 countries